Pensions
How is your pension managed?
Your pension entitlements are placed in accounts – one account for the income pension and one for the premium pension.
Your pension entitlements for the income pension are registered in a fictitious pension account. The value of this account is determined by your accumulated pension entitlements over the years and how much interest you receive.
The interest is dependent on the growth of salaries/wages in Sweden. The money that goes to the premium pension is invested in securities that you can choose yourself. The more you earn, the more money you can invest.
The growth in value of these funds that you have chosen then determine the size of your premium pension. If you are not satisfied with your choice you can change funds at any time at no cost.