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Healthcare benefits

Healthcare benefits in the Nordic countries

You are entitled to healthcare in the country where you live or work. In addition, you are always entitled to necessary healthcare treatment during a temporary stay in other Nordic countries.


In the Nordic countries, a personal ID is usually enough to attest the right of healthcare. Some Nordic countries require the payment of a deductible from the doctor’s visit. Additional information on the healthcare systems of the Nordic countries can be found under each country.

Sickness allowance

If you work in a Nordic country, you are usually entitled to sickness allowance in that country. The struc-ture of the sickness allowance system varies a lot between countries.
If you move from one Nordic country to another during the sickness allowance period, the payment of the sickness allowance from your country of departure may continue until the end of the payment period. Please clarify your right to sickness allowance before you move. Rehabilitation benefits and disability pensions


Rehabilitation benefits are normally divided into cash benefits and benefits-in-kind.

These are normally awarded to you from the country where you live and work.

Cash benefits

As a rule, employees have the right to rehabilitation cash benefits according to the legislation of the coun-try where they are employed. Conditions for granting benefits vary within the Nordic countries.

Rehabilitation benefits-in-kind

An employee generally has the right to rehabilitation benefits-in-kind (such as education and training) according to the legislation of the country where he/she resides.
If you are a frontier worker you may have rights to benefits-in-kind also from the country where you work, depending on the legislation of the country of work. The preconditions for granting benefits-in-kind vary between the Nordic countries.

Disability pensions

Generally, if your work ability is impaired to a certain degree and rehabilitation has not been successful, disability pension might be an option. However, each country has its own rules about disability pensions.
If you have worked in two or more Nordic countries you may be entitled to a disability pension from each country, provided you meet the requirements in the country in question.

European Health Insurance Card

According to EU regulations, individuals visiting another EU/EEA country have the right to necessary healthcare and to reimbursements for healthcare costs. Your right to healthcare is attested by the Europe-an health insurance card, granted by the authorities in your home country. You can receive treatment in public healthcare units, and you are then charged the same fees as the residents of that country.