Self-employed

Living and working in the same country in the Nordic area

If you are a self-employed person and run your business in the country where you live then you are insured in that country. To find information on the benefits to which you are entitled refer to the authorities in the country where you live and run your business.

Living in one country and running your business in another Nordic country

If you run your business in a country other than the one you live in, you are insured in the country in which you run your business and you may be entitled to receive benefits from that country.

Running your business in at least two countries in the Nordic area

If, as a self-employed person, you run your business in at least two countries, you are insured in the country you live in if part of your business operates in that country. If you are not resident in one of the countries from where you operate your business, you are covered by the social insurance in the country where you do most of your work as a self-employed person.

Running your business in one country and being an employee in another Nordic country

If you run your business in one country and are employed for work in another country, you can be insured in both countries. You can be insured as a self-employed person in one country and an employee in the other. Contact the authorities in the countries concerned to find out in which country you are insured and for what.

Posted self-employed person

In certain cases you can run a business as a self-employed person in one country and work temporarily as an employee or operate as a self-employed person in another and continue to be insured in the first country (posting). The temporary business or temporary work in the other country must not exceed a period of 12 months.
Being posted means that you will continue to be covered by insurance in the country where you normally run your business and that social security contributions are paid to that country. There are special conditions that must be satisfied for posting to be possible. Contact the authority in the country from where you normally run your business for more information.

Back to portal start page