Social insurance in Norway
When you live in Norway
The principal rule is that everybody who is resident in Norway is covered by Norwegian national insurance. It does not apply, however, if you work in another country. In such case, you are a member of the social insurance of the country where you work.
EXCEPTION: If you are posted by an employer in Norway to work in another country for a limited period of time, you will continue to be covered by Norwegian national insurance.
When you work in Norway
The principal rule is that everybody who works in Norway is covered by Norwgian national insurance.
EXCEPTION: If you are posted by an employer from another country to work in Norway for a limited period of time you are referred to as a “posted worker” and you will continue to be a member of the social insurance of the country from which you are posted.
If you are covered by the Norwegian national insurance you might be entitled to the following:
- Unemployment benefits if you become unemployed. Benefits during unemployment are part of the social insurance so you do not need to report to any unemployment fund.
- Treatment by a doctor and at a hospital are covered by the national insurance. You must, however as a rule, pay a patient's charge.
- Sickness benefit is based on your income if you should become sick or injured. This can be provided for one year.
- A work assessment allowance allows you to have an income in periods during which you are ill or injured and need assistance from the Norwegian Labour and Welfare Administration (NAV) to return to work.
- Attendance benefit if you or your child require special care in the home as a result of sickness or functional disability.
- Basic benefit to cover any necessary additional resulting from sickness.
Given, for example, to provide a guide dog for a blind person, transport, costly diet or special food etc.
- Technical aids for persons who are sick or who have a functional disability.
- Old age pension earned in Norway. You can start drawing a retirement pension the month after you turn 62. In order to draw a retirement pension before you turn 67, you must have accumulated sufficient pension rights. A pension entitlement, may be earned just by living in Norway, you do not have to have worked in Norway.
EXCEPTION: Does not apply if you already have a pension from another country or have ceased to work.
- Pregnancy benefit if you have to stop work because of pregnancy.
- Parental benefit after birth as compensation for loss of income. The benefit is calculated in the same way as sickness benefit. Can be given 100 percent or 80 percent, if you choose a reduced rate. The benefit period can be divided between the mother and father if both have earned the entitlement, i.e. have been gainfully employed during at lest six of the last ten months. Also applies during adoption.
- Lump sum maternity grant at birth if not entitled to parental benefit.
Also applies in case of adoption.
- Benefit for care for a sick or hospitalized child as compensation for loss of income.
- Child benefit for children below the age of 18.
- Cash benefit for children between the ages of 1 and 2 that do not attend a publicly- financed day-care centre.
- Benefit to single mother or father, unmarried or single divorced person, solely responsible for children below the age of 8.
- Maintenance payment from the other of the child’s parents who does not pay maintenance.
- Survivor’s pension if you are a widow or a widower of a person with pension entitlement in Norway.
- Children's pension to a child who has lost a parent with pension entitlement in Norway.
- Means-tested funeral grant.
- In the event of occupational injury more advantageous rules apply regarding the calculation of sickness benefit, disability pension, children's pension etc.
The Norwegian national insurance normally ceases when
- you take up work in another country.
EXCEPTION: Does not apply if you have been posted by an employer in Norway to work in another country for a limited period of time.
- you move to another country.
EXCEPTION: Does not apply if you continue to work in Norway and do not take up employment in the new country of residence.
When you move to Norway you must
Notify the move to the national register in the country you move from.
When you work in Norway
You must make sure you get a tax deduction card from the Norwegian tax authorities.
- You do not need to apply for a work permit if you are a Nordic citizen or citizen of an EU/EEA country. You need to apply for a residence permit if you are a citizen of an EU/EEA country outside the Nordic area.
- You need to apply for both a residence permit and a work permit if you are a citizen of a country outside the EU/EEA.
- Your employer is responsible for your being registered in the Norwegian register of employees.
- It is not necessary to register with an unemployment benefit fund [arbeidsløshetskasse] since your membership of the Norwegian national insurance scheme covers unemployment.
If you are a pensioner and receive a pension from another Nordic country
- You will be able to receive this pension when you move to Norway
- You will become a member of the Norwegian national insurance scheme and will be entitled to health services (treatment by a doctor, treatment at a hospital etc.), European Health Insurance Card, family benefit for children below the age of 18 and other benefits that are not dependent on whether you work or have earned a pension entitlement in Norway.
- You do not earn new pension entitlements in Norway if you do not work here.
Special regulations on Membership in the National Insurance Scheme apply to certain groups.
Contact NAV (the Norwegian Labour and Welfare Organisation) for more information.
Read more about relocation and taxes on www.nordisketax.net
NAV is the name of the Norwegian Labour and Welfare Administration handling unemployment benefit, national insurance, pensions and family benefits.
There is a NAV-office in each municipality in Norway. You should contact this office if you need to apply for an social insurance benefit or need guidance on national insurance. You should also contact this office for employment services or social welfare, housing allowance etc.