Here you will find information on the applicable social insurance if, as an employee, you move to or take up work in one or several Nordic countries.
When you start working in Finland, Sweden or Denmark, you need to register with an unemployment benefit fund to be entitled to receive an income-based daily allowance if you become unemployed. In Norway, Iceland, Greenland and the Faroe Islands you will be covered automatically by the unemployment legislation.
Living and working in the same country within the Nordic countries
If you move or have moved to another country within the Nordic countries to live and work there, you are normally covered by the social insurance of that country. The regulations, types of benefit and benefit rates vary from country to country.
Living in one country and working in another country within the Nordic countries
If you live in one country and work in another within the Nordic countries, you are normally covered by the legislation in the country where you are employed and will be entitled to social security benefits from that country providing you do not also work in the country where you live or you work in more than one country. The regulations, types of benefit and benefit rates vary from country to country.
Working in two different countries within the Nordic countries and living in one of them
If you work in two different countries within the Nordic countries and live in one of them, you are normally subject to the laws of the country where you live and will be entitled to social security benefits from that country. The regulations, types of benefit and benefit rates vary from country to country.
Posting
If, for a limited period, you are posted to another Nordic country by your employer to carry out work in that country on behalf of your employer, you will normally receive social security benefits from the country you are posted from. Examples of such benefits are sickness benefit, pension earnings and family benefits. However you are entitled to health care treatment in the country to which you are posted. As a posted worker, you should be equipped with form E101 which provides documentation that you are covered by insurance in the country from which you are posted. For further information you can contact the authorities in the country from which you are posted.
Working in several countries within the Nordic countries without living in one of them
If you work in several countries within the Nordic countries without living in one of them, it is recommended that you contact the authority in one of the countries where you work or your country of domicile for guidance on the procedure for receiving benefits.
Working at sea
If you work on board of a ship you will normally receive social security benefits only from the country whose flag the ship flies. This is referred to as the flag country. The regulations, types of benefit and benefit rates vary from country to country.
Working within international transport
If you work as a truck driver, flight crew, on a train, bus etc where you cross national borders within the Nordic countries, your situation will determine which country you receive benefits from. You can therefore contact one of the social security authorities for guidance on how you should proceed to receive social security benefits.
Miscellaneous
If none of the situations described cover your situation, for example concerning your spouse or children, contact one of the social security authorities to find out what regulations apply to your particular situation.
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